The Value of Networks
Our commitment to providing you with health coverage solutions includes offering an expansive network, both nationally and locally. This allows us to offer a seamless and easy-to-use experience, while delivering fully-integrated coverage you can count on.
What’s a network?
We’re glad you asked. Our networks are comprised of hospitals, physicians, and other healthcare professionals working together in order to optimize efficiency and streamline health care.
How do you define a network?
Healthcare providers that have contracted with UnitedHealthcare to provide services.
Why are networks important?
Typically, network providers help improve the quality of care at a lower cost.
Are there multiple networks available?
Yes, be aware there are often multiple networks available within a state to choose from.
We've got answers.
UnitedHealthcare has a large network of labs, physicians, medical groups, clinics and other health care providers available for your use. These providers have agreed to charge UnitedHealthcare plan members lower rates. To help improve quality of care and save you from paying higher out-of-pocket costs, it is important that you use an in-network lab or provider.
To see if a provider is in your network, you can search our online provider directory.
It is the responsibility of our members to be aware of their network of providers. To see if a provider is in your network, you can search our online provider directory.
Our UnitedHealthcare networks are developed to provide you with access to most of the health care services that you will need. If your physician determines that needed care is not available within the network, he or she will request a preauthorized referral from UnitedHealthcare. Coverage authorization must be approved before out-of-network services are received for any care not provided at an emergency or urgent care facility.
If you require emergency care and/or accident care at an emergency room (ER) or urgent care facility, a network level of benefit is allowed without a referral. This includes emergency care while traveling in countries outside of the United States.