Flexible plan options

Choosing a health care plan for your business would be easy if all your employees were the same. But they're not.

So why not offer multiple plans and control your costs at the same time? UnitedHealthcare Multi-Choice is easy, automatic and personal for you and your employees.

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Here's how Multi-Choice coverage works

You'll choose a base plan that aligns with your budget. Then select plan options that compliment your employee’s needs. Most employers offer 2-3 medical plan options to keep it simple. And the best thing is, there's no additional cost to you.

First, consider the needs of your employees

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Cha Ji-Hun

HR representative

A young single who will trade a higher deductible and smaller network for a lower monthly premium.

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Henry Itondo

Sales Associate

An employee with a family who wants a plan that is easy to use and has an affordable premium and deductible.

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Ainara Vergara

Project Manager

A professional who prefers a higher premium, a low deductible, and wants an HSA.

Names are for illustration purposes only.

You choose what percentage to pay of the base plan costs

With Multi-Choice, you select a plan to base your contribution on. This is called your base plan. That means you can select an affordable option as your base while still offering a second plan with richer benefits. We use the first plan you choose to calculate your portion of the cost.

Your employees select a plan that fits their needs

Employees who want richer coverage can 'buy up' to the higher cost plan. And there's no additional cost to you.

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Employees select a plan.

Your contribution is applied.

They pay the difference.

Your employees get the power of choice, you get controlled, more predictable health care costs.

Learn more about small business health insurance

Let’s get started finding plans for your employees

Need help? Feel free to get in touch

Contact Licensed Agent for personal assistance. (866) 529-1678