Our networks

We’ve got you covered

Our commitment to providing you with health coverage solutions includes offering an expansive network, both nationally and locally, with different networks available based on where your employees are located.

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Oxford Liberty Network: Our more focused mid-sized option for employers who are seeking a better balance between costs and employee satisfaction. Plans offered with this network provide access to more than 116,000 physicians and other health care professionals* across downstate New York**, New Jersey and Connecticut. Plus 1.3 million providers through our UnitedHealthcare Core network.

Oxford Metro Network: Our answer to affordability, the Oxford Metro network provides access to more than 73,000 local providers* in downstate New York** and New Jersey, while offering plans with our most competitive rates.

*UnitedHealthcare Network Data and Analytics Reporting from E&I Counts Dashboard, June 2022. Provider count includes Physicians (Degree = MD, DO) Advanced Practice Providers (Degree = APRN, NP, PA) and Allied Health Providers (Degree = NOT MD, DO). Only one specialty is counted per provider. Provider may be counted more than once if they practice in multiple states or counties. National network statistics based on UnitedHealthcare internal analysis, August, 2022.

** Downstate New York refers to the following counties: Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.

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Frequently asked questions

How many employees do I need to have in order to qualify for small group insurance?

Generally, you must have between 2 and 50 full-time equivalent employees, which is defined as one who is working 30 or more hours per week on average. Your part-time employees’ hours will contribute to the required full time equivalent. This could change depending on specific state regulations, so please contact one of our representatives to discuss this in further detail.

Do you offer coverage in my area?

As a small business with fewer than 50 employees, am I required by law to offer health insurance?

What is a network provider?

How do members find out if their doctor is in-network for their plan?

Learn more about small business health insurance

Let’s get started finding plans for your employees

Need help? Feel free to get in touch

Contact Licensed Agent for personal assistance. (866) 835-1751