MissouriChange

Missouri health plans for your small business

We’ve got you covered

MISSOURI

Care by the numbers

1.7Mtotal members served¹

129network hospitals¹

37,550network physicians and health care professionals¹

5,661full-time Missouri employees¹

Find a Missouri plan that fits²

Choose from a variety of provider networks available in Missouri to provide you with access and cost options to help meet your business needs.

$Pricing$$$

20,859

Core Essential®

28,729

Choice Plus®

20,892

Core®

28,727

Choice Plus®

#Access###

Number of physicians and health care professionals*

NetworkCore EssentialChoice PlusCoreChoice Plus
TypeEPOPPOPOSPOS
DescriptionCore plans are open-access health care plans that feature a smaller, customized network of health care professionals. Members have the freedom to choose a network physician or specialist without visiting a primary care physician (PCP) for a referralChoice Plus plans are traditional Open Access health plans that give members the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a PCP for a referralCore plans are open-access health care plans that feature a smaller, customized network of health care professionals. Members have the freedom to choose a network physician or specialist without visiting a PCP for a referralChoice Plus plans are traditional Open Access health plans that give members the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a PCP for a referral
AccessOpen AccessOpen AccessOpen AccessOpen Access
CoverageNetwork onlyNetwork and out-of-network coverage optionsNetwork and out-of-network coverage optionsNetwork and out-of-network coverage options
ProviderChoose primary care providerIncentives to use preferred providersIncentives to use preferred providersIncentives to use preferred providers
Number of Providers*20,85928,72920,89228,727

The more you bundle, the more you may save

Enhance your employee benefits package with dental, vision and financial protection plans. You may lower your medical plan costs when you bundle one or more UnitedHealthcare specialty plans with your UnitedHealthcare medical plan.

Dental

Our national dental network includes 124K+ unique providers and more than 460K access points³, making it easier for employees to get the care they need and help keep costs down.

Vision

The UnitedHealthcare Vision Network has over 185,000 access points³ nationwide, giving members the flexibility to choose from local doctors, well-known retail chains or specialty online providers.

Financial protection

Plans are designed to help pay for covered unexpected events that may impact financial security, health and well-being. Guaranteed-issue plans are available for life and disability coverage.

Ask to include dental, vision and financial protection in your medical quote

UnitedHealth Group® was named the top-ranking company in the Health Care: Insurance and Managed Care sector on Fortune’s 2026 “World’s Most Admired Companies” list for the 16th year in a row.⁴
ic USMap 2C onBlue

Access to the nation’s largest proprietary network⁵

With UnitedHealthcare, your employees have greater access to doctors and hospitals in Missouri — and throughout the country:

  • 1,878,547 physicians and health care professionals⁵
  • 5,614 hospitals⁵

ic Mobile 2C onBlue

Time-saving digital tools

  • Employer uhceservices® helps you manage enrollment, eligibility, and billing in real time.
  • myuhc.com® gives your employees easy access to their plan — they can find and price network care, view claims, and more. 
  • The UnitedHealthcare® app, the mobile version of myuhc.com, is designed to keep employees connected to their health plan while on the go.
  • 24/7 Virtual Visits connects employees to a provider by phone or video* through myuhc.com or the UnitedHealthcare app.
  • Avery is an AI companion that helps members understand their benefits, find care and get personalized support throughout their health journey.

*Data rates may apply

ic Health 1C onBlue

More ways to healthier through incentive and wellness programs

  • UnitedHealthcare Rewards (UHC Rewards) is a program where employees and their spouses may earn rewards for reaching certain program goals and completing one-time activities.
  • One Pass Select™ is designed to help employees meet their fitness goals by offering greater flexibility of payment and access to a nationwide network of fitness locations. Employees may choose from 4 membership tiers based on their price and gym/fitness facility preferences.
  • Real Appeal® takes an evidence-based approach to support weight loss to help people make small changes necessary for larger long-term health results. Real Appeal uses highly interactive videos and live online coaching to help drive small behavior changes.
  • Behavioral Health using data, clinical expertise and integrated solutions, UnitedHealthcare helps guide adults, youth and caregivers to the appropriate level of care, including options beyond traditional therapy. Through the UnitedHealthcare app and myuhc.com, members can complete a brief questionnaire to receive personalized care recommendations, along with resources and tools available through their benefits.
  • The Vital Medication Program is an integrated pharmacy plan that makes certain life-saving prescriptions, like insulin and epinephrine, available at no added cost.

*Programs may not be available in all states and are subject to eligibility requirements, plan design and applicable laws.

Frequently asked questions

How many employees do I need to have in order to qualify for small group insurance?

Generally, you must have between 2 and 50 full-time equivalent employees, which is defined as one who is working 30 or more hours per week on average. Your part-time employees’ hours will contribute to the required full time equivalent. This could change depending on specific state regulations, so please contact one of our representatives to discuss this in further detail.

As a small business with fewer than 50 employees, am I required by law to offer health insurance?

What is a network provider?

How do members find out if their doctor is in their plan’s network?

Learn more about small business health insurance

Get started