MissouriChange

Missouri health plans for your small business

We’ve got you covered

MISSOURI

Care by the numbers

1,740,803total members served¹

129network hospitals¹

36,873network physicians and health care professionals¹

4,479full-time Missouri employees²

Find a Missouri plan that fits³

Choose from a variety of provider networks available in Missouri to provide you with access and cost options to help meet your business needs.

$Pricing$$$

20,859

Core Essential®

28,729

Choice Plus®

20,892

Core®

28,727

Choice Plus®

#Access###

Number of physicians and health care professionals*

NetworkCore EssentialChoice PlusCoreChoice Plus
TypeEPOPPOPOSPOS
DescriptionCore plans are open-access health care plans that feature a smaller, customized network of health care professionals. Members have the freedom to choose a network physician or specialist without visiting a primary care physician (PCP) for a referralChoice Plus plans are traditional Open Access health plans that give members the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a PCP for a referralCore plans are open-access health care plans that feature a smaller, customized network of health care professionals. Members have the freedom to choose a network physician or specialist without visiting a PCP for a referralChoice Plus plans are traditional Open Access health plans that give members the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a PCP for a referral
AccessOpen AccessOpen AccessOpen AccessOpen Access
CoverageNetwork onlyNetwork and out-of-network coverage optionsNetwork and out-of-network coverage optionsNetwork and out-of-network coverage options
ProviderChoose primary care providerIncentives to use preferred providersIncentives to use preferred providersIncentives to use preferred providers
Number of Providers*20,85928,72920,89228,727

The more you bundle, the more you may save

Enhance your employee benefits package with dental, vision and financial protection plans. You may lower your medical plan costs when you bundle one or more UnitedHealthcare specialty plans with your UnitedHealthcare medical plan.

Dental

Our national dental network provides quality access to care with more than 118K PPO providers and more than 85K exclusive network access points.⁴ With so many network providers, it's easy for your employees to help keep costs down for the services they need.

Vision

Includes coverage for a comprehensive eye exam, potential discounts on eyewear and discounted laser vision correction procedure through our collaborations with the Laser Vision Network of America and LasikPlus® Vision Centers.

Financial protection

Plans are designed to help pay for covered unexpected events that may impact financial security, health and well-being. Guaranteed-issue plans are available for life and disability coverage.

Ask to include dental, vision and financial protection in your medical quote

For the 14th consecutive year, UnitedHealth Group was the top-ranked company in the Health Care: Insurance and Managed Care sector on Fortune’s 2024 “World’s Most Admired Companies” list.⁵
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Access to the nation’s largest proprietary network⁶

With UnitedHealthcare, your employees have greater access to doctors and hospitals in Missouri — and throughout the country:

  • 1,737,273 physicians and health care professionals7
  • 5,593 hospitals7

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Time-saving digital tools

  • Employer uhceservices® helps you manage enrollment, eligibility, and billing in real time.
  • myuhc.com® gives your employees easy access to their plan — they can find and price network care, view claims, and more. 
  • The UnitedHealthcare® app, the mobile version of myuhc.com, is designed to keep employees connected to their health plan while on the go.
  • 24/7 Virtual Visits connects employees to a provider by phone or video* through myuhc.com or the UnitedHealthcare app.

*Data rates may apply

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More ways to healthier through incentive and wellness programs

  • UnitedHealthcare Rewards (UHC Rewards) is a program where employees and their spouses may earn rewards for reaching certain program goals and completing one-time activities.
  • Care Cash® helps employees pay toward cost sharing of certain eligible network health care expenses and encourages them to use quality care. This preloaded debit card can be used for UnitedHealth Premium® provider visits as well as network primary care provider visits, 24/7 Virtual Visits, urgent care visits and outpatient behavioral health visits.
  • Vital Medication Program may provide no out-of-pocket costs for certain medications such as insulin (rapid, short- and long-acting), epinephrine (allergic reactions), glucagon (hypoglycemia/low blood sugar), naloxone (opioid overdose) and albuterol (asthma).
  • Real Appeal® takes an evidence-based approach to support weight loss to help people make small changes necessary for larger long-term health results. Real Appeal uses highly interactive videos and live online coaching to help drive small behavior changes.
  • One Pass Select™ is designed to help employees meet their fitness goals by offering greater flexibility of payment and access to a nationwide network of fitness locations. Employees may choose from 4 membership tiers based on their price and gym/fitness facility preferences.

Frequently asked questions

How many employees do I need to have in order to qualify for small group insurance?

Generally, you must have between 2 and 50 full-time equivalent employees, which is defined as one who is working 30 or more hours per week on average. Your part-time employees’ hours will contribute to the required full time equivalent. This could change depending on specific state regulations, so please contact one of our representatives to discuss this in further detail.

Do you offer coverage in my area?

As a small business with fewer than 50 employees, am I required by law to offer health insurance?

What is a network provider?

How do members find out if their doctor is in their plan’s network?

Learn more about small business health insurance

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