FloridaChange

Florida health plans for your small business

We’ve got you covered

FLORIDA

Care by the numbers

4Mtotal members served1

245network hospitals1

102,282network physicians and health care professionals1

19,532full-time Florida UnitedHealthcare employees²

Find a Florida plan that fits³

Choose from a variety of provider networks available in Florida to provide you with access and cost options to help meet your business needs.

$Pricing$$$

58,968

NHP®
(HMO)

58,969

NHP®
(POS)

68,705

Choice®

68,701

Choice Plus®

#Access###

Number of physicians and health care professionals*

NetworkNHPNHPChoiceChoice Plus
TypeHMOPOSEPOPOS
DescriptionFlorida Neighborhood Health Partnership (NHP) are local Florida network plansFlorida Neighborhood Health Partnership (NHP) are local Florida network plans. NHP POS Flex plans have access to the national Choice Plus NetworkTraditional health plans that give members the freedom to choose a network physician or specialist with access to our largest national provider network. Members must receive care from network providers for benefits to be coveredTraditional health plans that give members the freedom to choose a network physician or specialist with access to our largest national provider network. Includes plan coverage for out-of-network providers at a lower benefit level
AccessPlan may be PCP Led. Please check plan specificsPlan may be PCP Led. Please check plan specificsOpen AccessOpen Access
CoverageNetwork onlyNetwork and out-of-network coverage optionsNetwork onlyNetwork and out-of-network coverage options
ProviderPCP LedPCP LedNo PCP selection required. Incentives to use preferred providers may be includedNo PCP selection required. Incentives to use preferred providers may be included
Number of Providers*58,96858,96968,70568,701

The more you bundle, the more you may save

Enhance your employee benefits package with dental, vision and financial protection plans. You may lower your medical plan costs when you bundle one or more UnitedHealthcare specialty plans with your UnitedHealthcare medical plan.

Dental

Our national dental network includes 124K+ unique providers and more than 460K access points⁴, making it easier for employees to get the care they need and help keep costs down.

Vision

The UnitedHealthcare Vision Network has over 185,000 access points⁴ nationwide, giving members the flexibility to choose from local doctors, well-known retail chains or specialty online providers.

Financial protection

Plans are designed to help pay for covered unexpected events that may impact financial security, health and well-being. Guaranteed-issue plans are available for life and disability coverage.

Ask to include dental, vision and financial protection in your medical quote

UnitedHealth Group® was named the top-ranking company in the Health Care: Insurance and Managed Care sector on Fortune’s 2026 “World’s Most Admired Companies” list for the 16th year in a row.⁵
ic USMap 2C onBlue

Access to the nation’s largest proprietary network⁶

With UnitedHealthcare, your employees have greater access to doctors and hospitals in Florida — and throughout the country:

  • 1,878,547 physicians and health care professionals⁶
  • 5,614 hospitals⁶

ic Mobile 2C onBlue

Time-saving digital tools

  • Employer uhceservices® helps you manage enrollment, eligibility, and billing in real time.
  • myuhc.com® gives your employees easy access to their plan — they can find and price network care, view claims, and more. 
  • The UnitedHealthcare® app, the mobile version of myuhc.com, is designed to keep employees connected to their health plan while on the go.
  • 24/7 Virtual Visits connects employees to a provider by phone or video* through myuhc.com or the UnitedHealthcare app.
  • Avery is an AI companion that helps members understand their benefits, find care and get personalized support throughout their health journey.

*Data rates may apply

ic Health 1C onBlue

More ways to healthier through incentive and wellness programs

  • UnitedHealthcare Rewards (UHC Rewards) is a program where employees and their spouses may earn rewards for reaching certain program goals and completing one-time activities.
  • One Pass Select™ is designed to help employees meet their fitness goals by offering greater flexibility of payment and access to a nationwide network of fitness locations. Employees may choose from 4 membership tiers based on their price and gym/fitness facility preferences.
  • Real Appeal® takes an evidence-based approach to support weight loss to help people make small changes necessary for larger long-term health results. Real Appeal uses highly interactive videos and live online coaching to help drive small behavior changes.
  • Behavioral Health using data, clinical expertise and integrated solutions, UnitedHealthcare helps guide adults, youth and caregivers to the appropriate level of care, including options beyond traditional therapy. Through the UnitedHealthcare app and myuhc.com, members can complete a brief questionnaire to receive personalized care recommendations, along with resources and tools available through their benefits.
  • The Vital Medication Program is an integrated pharmacy plan that makes certain life-saving prescriptions, like insulin and epinephrine, available at no added cost.

*Programs may not be available in all states and are subject to eligibility requirements, plan design and applicable laws.

Frequently asked questions

How many employees do I need to have in order to qualify for small group insurance?

Generally, you must have between 2 and 50 full-time equivalent employees, which is defined as one who is working 30 or more hours per week on average. Your part-time employees’ hours will contribute to the required full time equivalent. This could change depending on specific state regulations, so please contact one of our representatives to discuss this in further detail.

As a small business with fewer than 50 employees, am I required by law to offer health insurance?

What is a network provider?

How do members find out if their doctor is in-network for their plan?

Learn more about small business health insurance

Get started