We’ve got you covered
Choose from a variety of provider networks available in Tennessee to provide you with access and cost options to help meet your business needs.
26,086
Heritage Select®
28,282
Heritage®
28,458
Heritage Plus®
26,072
Options®
24,987
Core®
29,436
Choice Plus®
Number of physicians and health care professionals*
| Network | Heritage Select | Heritage | Heritage Plus | Options | Core | Choice Plus |
|---|---|---|---|---|---|---|
| Type | POS | EPO | POS | PPO | POS | POS |
| Description | A tiered plan design with access to our national network with out-of-network flexibility; only available in Tennessee and SWVA | Coverage within the East markets of Arkansas, Tennessee, Virginia, North Carolina, South Carolina, Georgia and Louisiana, plus the National Choice/Choice Plus network in all markets outside of these areas. In network coverage only | Coverage within the East markets of Arkansas, Tennessee, Virginia, North Carolina, South Carolina, Georgia and Louisiana, plus the National Choice/Choice Plus network in all markets outside of these areas | Only available in East TN. Includes access to our largest national network. Members are responsible for all care coordination notifications in most markets | Available in Memphis, Knoxville, Chattanooga, and Nashville. Features a smaller, customized network of health care professionals with coverage for out-of-network providers at a lower benefit level | Traditional health plans that give members the freedom to choose a network physician or specialist with access to our largest national provider network. Includes plan coverage for out-of-network providers at a lower benefit level |
| Access | Open Access | Open Access | Open Access | Open Access | Open Access | Open Access |
| Coverage | Network and out-of-network coverage options | Network only | Network and out-of-network coverage options | Network and out-of-network coverage options | Network and out-of-network coverage options | Network and out-of-network coverage options |
| Provider | No PCP selection required | No PCP selection required | No PCP selection required | No PCP selection required | No PCP selection required | No PCP selection required |
| Number of Providers* | 26,086 | 28,282 | 28,458 | 26,072 | 24,987 | 29,436 |
Enhance your employee benefits package with dental, vision and financial protection plans. You may lower your medical plan costs when you bundle one or more UnitedHealthcare specialty plans with your UnitedHealthcare medical plan.
Our national dental network provides quality access to care with more than 118K PPO providers and more than 85K exclusive network access points.⁴ With so many network providers, it's easy for your employees to help keep costs down for the services they need.
Includes coverage for a comprehensive eye exam, potential discounts on eyewear and discounted laser vision correction procedure through our collaborations with the Laser Vision Network of America and LasikPlus® Vision Centers.
Plans are designed to help pay for covered unexpected events that may impact financial security, health and well-being. Guaranteed-issue plans are available for life and disability coverage.
With UnitedHealthcare, your employees have greater access to doctors and hospitals in Tennessee — and throughout the country:
*Data rates may apply
Generally, you must have between 2 and 50 full-time equivalent employees, which is defined as one who is working 30 or more hours per week on average. Your part-time employees’ hours will contribute to the required full time equivalent. This could change depending on specific state regulations, so please contact one of our representatives to discuss this in further detail.
